Pay n spray/ mod shop - paying

Ingame name Astronaut

details: my main acc for paying is bank acc so when i enter the pay n spray or mod shop with 0 in my wallet acc i cant  pay or mod my car,but when i enter  with e.x 3000 in my wallet the cash is being paid by wallet then the cash come back into wallet and the job is getting paid by bank acc. so i cant use this when i have 0 in ma wallet.
so as you see when i have 0 in my acc cant use it but when i have 3000 the money only get away then reaper but decreases in bank acc  the wallet stays the same and  the job is done

picture number 2 goes third then i crashed and  spawned at fire station still have 3000 in wallet but -150 in bank acc



btw sorry for bad english i really dont know how else should i explain this

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Known issue. Seen people report it myself, easy to avoid - keep 1k always onyourself.
ye sure but sometimes you get robbed sometimes you get killed and paid hospital fees sometimes you just forgot not to put all money in bank and this happens, at the end again bank money are paying for that not wallet money 🙁(
Pay 'n' Spray and modshops and casinos are controlled by GTA not SA-MP/MCNR. I cannot do anything about this apart from scripting my own custom Pay 'n' Sprays and modshops, which is something I plan to do in the future but it's not really a high priority right now as the normal ones work fine.