When i used to work as a cop, or when i was a civilian, and i saw him and Nikke online, i always saw them fishing or treasure hunting, or finding money bags legit, i generally followed them when they had stars and were looking for these things. I believe that, for their amount of playtime and experience doing ONLY these three things, him and Nikke became legit beasts at finding the spots of Moneybags and Treasure Maps. I think there isn't that many variations of places for the moneybags and treasures when you keep searching them over and over again. I honestly believe this is all a misunderstanding.